Nigeria Banks And Transfer/USSD Codes For Mobile

After the invention of the Unstructured Supplementary Service Data (USSD) Code by Nigerian banks, lots of transactions can now be made by their customers through the use of their mobile devices. Keying in the struggle to make life more easy and convenient, Nigeria Banks have incorporated some transaction processes which customers will use their various code for. Each Nigerian bank has her Unstructured Supplementary Service Data (USSD) Code, as none got same.

Bank Verification Number

Nevertheless, after the introduction of Bank Verification Number (BVN) registration to all bank customers, a unique Unstructured Supplementary Service Data (USSD) Code was created to perform certain transactions using mobile devices. The BVN Unstructured Supplementary Service Data (USSD) Code is *904#

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This code has gone a long way in helping bank customers, especially those who due to some reasons don’t know their banks’ Unstructured Supplementary Service Data (USSD) Code.

Transactions The USSD Code Permits

The Unstructured Supplementary Service Data (USSD) Code of Nigeria banks enables customers to carry out the following transactions/activities with their mobile devices within their comfort zones, reducing the time they spend around banks. Let’s check out the list.

The USSD Code helps;

• To purchase airtime for self
• To purchase airtime for others (3^rd party)
• Check account balance
• Change pin
• To subscribe to C.R.E.A.M
• To pay bills
• To generate an OTP code
• To check account balance
• To purchase data
• To open an account
• To transfer funds to another customer of same bank
• To transfer funds to another customer of a different bank
• To check BVN
• To pay with Master-Pass
• To add an account
• To buy data and lots more.

How To Use The USSD Code

• On your mobile device, that which bears the SIM Card used in opening your bank account, dial the USSD Code and send.
• A run down menu of activities/ transactions which can be performed with the code will be sent to you. Read carefully, and then select a transaction of your choice.

Note that the menu differs for all transactions, also the requirements for them.

Banks and their Unstructured Supplementary Service Data (USSD) Code

• Access Bank                       *901#
• Diamond Bank                   *426#
• Eco Bank                             *326#
• Fidelity Bank                     *770#
• FCMB                                  *329#
• First Bank of Nigeria        *894#
• GT Bank                              *737#
• Heritage Bank                    *322#
• Jaiz Bank                             *389*301#
• Key Stone Bank                   *322*082#
• Polaris Bank                        *833#
• Stanbic IBTC Bank            *909#
• Sterling Bank                       *822#
• Union Bank                         *389*038#
• Unity Bank                          *389*215#
• Wema Bank                         *945#
• Zenith Bank                         *966#