How To Make/Get Money – The Quiet Time

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The Thought of money

Have you tried taking a second thought to figure truly, if money could solve your problems? Have you asked yourself if money was what really solved other problems you once faced?

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Rundown of the problems

After taking a survey among students of a higher institution, below are some problems relating to money or which they feel money can solve. With this can of list arising among students, how much more can it be when workers are considered for a survey?

  • He needs an advertising/marketing aid to reach more buyers of the product he sales.
  • He wants to make his company a trans-generational one.
  • She wants to move from the level of a trader to a business man.
  • She has little cash flow but doesn’t know where and how to invest rightly.
  • He isn’t sure of what the future holds for him and how to embark on the journey of making cash.
  • He doesn’t know how to reach his dream job.
  • He doesn’t know how to convert his ideas into earnings.
  • She needs to raise cash to pay up for clearance and school fees.
  • She needs to raise money for her project work.
  • He needs to raise cash to purchase things he needs for studying.
  • She needs money to establish her firm.
  • He needs money to get married.
  • He needs money to travel out.
  • She needs money to buy a house and a car.
  • He needs money to further his education.

And the list runs on like though it got no end but must be put to an end.

The Solution

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Money isn’t a solution but rather the mindset backing cash or money. Many times, we try to comprehend this saying ‘all you seek is within you’. Most often, it seems to be false to us but that silent voice within will always speak up – of course all you seek is within you. You just can’t reach out to them, learn.

Yes! We must be willing to learn and all it cost is nothing but our time. Sometime in life, I made a smart move we all must take towards learning how to get money.


This move of mine was smart in the sense that I allocated a day for my quit moments (a time when I can be with myself alone to communicate better with the me within). My move was also weak in the sense that one day wasn’t enough to build this relationship and a privilege to observe, contrast and reason out all happenings around me over time.

The Quiet Time

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The term quiet time can be referred to as that time in which one maps out within the day to have a little reflection on all happens around, with the aim of making amends to wrongs, screening actions to problems, aligning the mind positively and so on.

Quite time is basically a time when the mind undergoes servicing. Observing your quiet time will help you in various ways as the list goes;


  • Firstly, when we withdraw into self, during this moments known as the quite time, to review all actions, ascertaining whether they were truly just.
  • During these times, we help our minds attach self with positive thoughts rather than being negative towards thoughts.
  • We recognize the fact that things don’t just happen, for they all happen for a purpose, which further breeds a thought of finding out such purposes and if found, brings joy to the heart.
  • This quiet moment leaves us with an opportunity to born fresh ideas, classical in all ways.
  • The solution to most problems, including how to make cash, pops up when the person’s involved gives this quite time a chance.
  • We come out brand new in thoughts, after a quiet time. And the list continues.
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The formula for making money

Everyone in the world wish to make money, as almost all mans need is revolved around money. Money is made by those who understand her language.

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money can be made with the right mindset

While many are taught to increase access and reduce liabilities, many others are taught to increase their cash flow rate. All strategies with their individual benefits, focusing on basic point of making profit and making money.

Money = Hard work + Luck (Grace) ………formula by Azodo Casmir

Most people believe in the role hard work has to play in making money, without recognizing also the role luck (that tagged as grace) has to play.

Here is a success story of a successful man illustrating the role luck has to play together with hard working making money.

In business, the role luck plays in success and personal achievement is rarely discussed. If luck is mentioned, it is done with slight condescension, and usually dismissed as a product of hard work, not deserving significant attention. While hard work is paramount – and I have written extensively about the importance of working hard – history and my own experiences show that there is often a large element of success that hard work alone can’t explain. It is simply not true that “you make your own luck.”

I started my career as a salesman, a copier salesman to be specific, young, hungry, and hardworking, but the reality was that I was just one of the thousands of young Nigerian graduates, all eager to succeed. How did I get from there to where I am now? Of course, hard work, resilience, a long-term vision – but also luck.

A year after earning a Master’s degree in Economics from the University of Lagos, I applied to join a new generation bank, Allstates Trust Bank. The bank’s one-page newspaper advertisement demanded a minimum of a Second Class Upper result, but I applied regardless, submitting a cover letter and filled out application with my Second Class Lower Economics result.

By a stroke of luck, my application was reviewed by the Chairman/CEO, a painstaking man who carefully read my cover letter and was drawn to the confidence in my words. “I know I may not have met the qualifying criteria for the advertised roles, but I am intelligent, driven, ambitious and I will make the bank proud. My Second Class Lower result does not demonstrate the full extent of my intelligence and ability, and I know I can do so much more.” He read those words and took a chance on me. Though “unqualified”, he decided to throw me a lifeline, an opportunity.

I was invited to join the shortlist, followed by a long series of interviews and even more tests. At the end of a very rigorous process, I received good news – I had a place as an entry-level analyst. Even now, I wonder: What if the Founder had not personally gone through my application? What if my application was rejected at the very beginning? What if I never got the opportunity to work at Allstates Trust Bank?

The story continues: Within 12 months at the bank, aged 27, I went from analyst to branch manager – the youngest ever bank branch manager at the time. I was hard working, energetic, creative and prioritized getting things done, but it was also good fortune that my bosses Toyin Akin-Johnson and Ebitimi Banigo took notice, and then, believed in me. They took a chance on me by appointing me as branch manager after an incredibly short time in the bank. They recognized in me the raw materials needed to make a good leader and were prepared to invest in me and my ability. My rise to Branch Manager within a short period is a great story but I know in my heart, I was lucky, as well as deserving.

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This position of branch manager was a solid platform which launched me into several top leadership roles. When we, a small group of hungry, determined, young outsiders, took over struggling Crystal Bank, it was as a direct result of the preparedness and exposure that we received early from our superiors and mentors. Without the intervention and goodwill of these people in my career, I would not have been prepared to take on far greater roles. These learning opportunities laid the pathway to future achievements. To put simply, I was lucky enough to be identified and trusted so early on in my career, and this put me on a unique road to success. I keep this in mind – it is humbling and also drives much of what I do today.

When I left UBA as Chief Executive Officer (CEO) in 2010 to pursue other interests, I made a vow that through the Tony Elumelu Foundation, I would “institutionalize” luck and democratize access to opportunities for young Africans. I promised to leverage the success I have enjoyed, to spread luck and hope, provide opportunities and to empower the next generation of African entrepreneurs to succeed. Without luck in my early career, I would not be the man that I am today. I am a leader and philanthropist today because I encountered people who gave me a chance early in my career. It has been a lifetime goal to pay this forward in a trans formative and impact-full way.

Over the past three decades I have spent as a banker, investor, and turnaround expert, I have had the opportunity to meet thousands of entrepreneurs, like me. Many of them are young people with incredible dreams and business ideas but without the experience or access to mentoring and support required to build successful businesses. But most importantly, they have not yet been exposed to the right opportunity.

Our entrepreneurs are hard at work across the continent, identifying gaps in the market for specific products and services, and bridging these gaps with their innovation and ingenuity. Yet, many of these budding entrepreneurs often lack the capital, the networks, the training, the support to take their small business to national or regional scale. All they need is a helping hand, some luck, someone to believe in them and take a chance on them.

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This is what the Tony Elumelu Foundation offers: a platform that empowers African entrepreneurs with opportunities ranging from business management training to mentoring, to funding to networking – championing their cause and giving them a global voice to actualize their ambitions. This is precisely why I launched the USD$100 million Tony Elumelu Foundation Entrepreneurship Program to empower the next generation of African entrepreneurs. Indeed, their businesses may become the next UBAs (United Bank for Africa).

So, when I am asked, “Tony, why are you and your family doing this? What is in it for you?” I smile and recount my own story of luck. Luck is real, it is powerful, and I am committed to spreading it as far as I can. I am a beneficiary of luck, and I am passionate about sharing it across the continent, to all 54 countries.

Jobs to fetch you cash

You may wish to know what the future has been predicted to look like as it concerns jobs. Yes, for job hunters and those who wish to bag more degrees/diploma in various courses, this is a bearing for you, as it guides you through your desires. This post will review top eight jobs every company will be hiring for just in the nearest future.

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welcome to jobs sphere

The labor market is changing faster than you may realize. Demographic changes and technology advancement could lead to a net loss of five (5) million jobs by 2022. The variety of these jobs may include; white collar, office and ministrative positions, just as the labor market evolve.

This job landscape is expected to undergo radical changes over the next few years. Below are certain occupations that will be in higher demand;

  • Data analysts

    Data analysis will be increasingly more important in all industries by 2022. The demand for this job will increase, since there will be need that concerns all the data generated by technological disruptions.

Computer and Mathematical jobs: computer and mathematical jobs will also continue to get a boost. These jobs include computer programming, software developers, information security analysts and more in the ram.

  • Architects and Engineering jobs

    Architect and engineering jobs will remain stable. During the next four years, the demand for architectural and engineering skill, will continue to increase. Specifically, there’ll be growth for engineers focusing on Bio-chemicals, Nano-technology, Robotics and Materials.

By 2022, two (2) million jobs will be created worldwide to fall under Computer, Mathematical and Engineering related fields.

  • Specialized sales person

    More specialized sales people will be needed, as technological advancement continue to disrupt industries; there will be a growing need for specialized sales people who can explain the companies offerings to wide range of clients.

This includes businesses, government, consumers along with new leads the company never worked with before. For example, a digital media company would want to hire sales people who are knowledgeable with the ins and outs of mobile advertising (if products are consumed by mobiles).

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  • Senior Managers

    Senior managers will be needed to lead companies through periods of transformation to experience some level of boom, especially industries right for disruption.

Sectors that will need new senior managers include media, entertainment and information industries.

  • Product Designers
  • Product designers aren’t going anywhere. One of the top skills that will be in demand by 2022 is creativity. This will occur because many jobs will be automated but creative jobs will still require humans. One occupation set to increase is designers (specifically commercial and industrial designers).

These are the people that design and develop products like cars, appliances, gadgets and other manufactured goods.

  • Human Resource and Organizational Development Specialist

    : Human resource and organizational development specialist will also be needed to help re-skill workers. Technological and social-economical changes would cause some jobs to disappear completely. There will also be a need for new jobs and people needed to fill them.

One way companies are planning to find a time for these jobs is by training existing employees with the required skill set. Development specialist and human resource professionals will be needed not only for hiring in a competitive market but also to help employees develop new skill.

  • Regulatory and Government Relations Experts

    Demand for regulatory and government relations expert will continue to increase as companies embrace new technologies.

As companies adopt and develop emerging technologies, they’ll also be looking to hire those familiar with the navigation of legalities in this spacing. For example, as traditional auto makers and tech. companies develop driver-less cars, they will hire people who understand the robots laws and who can work with government regulators to ascertain the best ways to implement these technologies.

Thanks for checking out our list. Let us know the jobs you think would be in higher demand in the future. Feel free to use the comment box

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About the Author

Imaeruaka Joseph .N

Imaeruaka Joseph .N

I believe in sharing wisdom with others. Utilizing life to its maximum and blogging is a call for me . Who is Imaeruaka Joseph? Imaeruaka Joseph also known as Inbuilt-Wisdom JIN, is an indigen of Amesi town, in Aguata local government area, Anambra state. Skills? 1. Copy writer (specialty; sales copy) Currently works with Sky blazer ventures, Niger standard industry ltd, Azodo fish farm. 2. Content creator (short stories, articles, memes and poems) Currently works with Andora Novella, Tis foundation and Medium. 3. Author at Amazon (kindle direct publish) Imaeruaka Joseph up to date has six books published on Amazon. -Marriage forum -Wisdom from its inbuilt -The Compile -Did i have sex? - a memoir -Maintenance of some basic electrical components -The poem stream. 4. Blogger at Millitime (www.Millitime.com) He has over 100 + posts on millitime opened to viewers world wide. 5. Presentation. Reach out to me via email, [email protected]

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Ndilemeni uzoma Leonard
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Ndilemeni uzoma Leonard

Will like to be part in this development am a philosopher search for true knowledge

Frank Mbonu
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Frank Mbonu

what a great article you have here thumbs up to the author i love this you are a great writer and should i say a good counsellor

Olisedeme Uchechukwu
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Olisedeme Uchechukwu

Great article… Nice one. Learnt something new.

Okeke vitus
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Okeke vitus

Great inbuilt wisdom, keep soaring high

Chino
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Chino

Thanks for sharing

Nkwor
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Nkwor

Nice article

Tobey
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Tobey

Really a great article ..Joe u are doing a great job

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